

When you use apple or android pay, it generates a temporary card number etc and uses that, which means if that payment terminal gets compromised, your card number etc isn’t exposed. Your bank could probably do something similar without Google or Apple as the middleman, but until they do, mobile pay will remain a killer app.
I mean, I think “very” in the title is a stretch. It’s Pathfinder 2e’s feat-centric system but without multiclass restrictions. Which is fine, but Wildsea did it better and doesn’t encumber you with levels (though I have problems with its advancement system).
Very much a “Wow, Brandon Sanderson. I guess I hadn’t ever thought about leveling in that specific way before.” moment. Nothing really revolutionary unless you locked yourself in the D&D dungeon already.